The Course

This course is a practical introduction to financial literacy, designed to help you understand how money works in real life. It covers budgeting, debt, taxes, and investing, with a focus on building habits and making informed financial decisions early on.

Course Intorduction

An overview of what financial literacy is and why it matters. This video introduces the course, explains its structure, and sets the foundation for building healthy financial habits early on.

Budgeting & Saving Basics

Learn how to create a simple budget, track your expenses daily, and reflect on your spending habits. This video introduces practical tools, opportunity cost, and strategies to save consistently without feeling restricted.

Credit Cards: Risks & Reality

A clear explanation of how credit cards work, why high interest is dangerous, and how debt builds over time. You’ll learn when credit cards can hurt you, how banks profit from them, and safer alternatives for everyday spending.

Think Like an Economist

Explore how incentives, psychology, and cognitive biases influence financial decisions. This video helps you recognize marketing traps, emotional spending, and common mistakes by learning to think more critically about money.

Setting SMART Goals

Learn how to turn vague ideas into clear, achievable financial goals using the SMART framework. This video covers short-, medium-, and long-term planning to help you stay focused and consistent.

Understanding Loans

An introduction to loans, interest rates, and borrowing types. You’ll learn the difference between secured and unsecured loans, fixed versus variable interest, and how to avoid predatory lending.

Managing Debt Wisely

Understand the difference between good and bad debt and how debt can either help or hurt your future. This video covers practical strategies for paying off debt efficiently and what happens if repayments are missed.

Investing for the Long Term

Learn the core principles of investing, including risk, diversification, and long-term thinking. This video explains why slow, stable growth beats short-term speculation and how to avoid common investing traps.

Taxes Explained (Cyprus)

A practical overview of how the Cypriot tax system works, including income tax brackets, deductions, and tax residency. This video explains how to file taxes and why understanding taxation is essential for financial planning.

Conclusion & Next Steps

A wrap-up of the entire course, reinforcing key lessons and encouraging continued learning. This video highlights additional resources, including blogs, workshops, and ways to get in touch with questions.

Congratulations!

Congratulations on completing the course! By working through these lessons, you’ve built a strong foundation in financial literacy and taken an important step toward making more informed, confident decisions with your money.